DBS Announce New, Integrated Fraud Capabilities
Digital Banking Solutions, Inc. (DBS) is pleased to introduce the integration of the following
fraud capabilities from Fidelity National Information Services® (FIS™) into Copilot version 6:
- QualiFile®
- ID Verification
- ID Authentication
- Red Flag Checklist
- Address Analysis
These services employ a safe and secure web service interface
design within Copilot to obtain the XML/HTML report
results. These reports are saved with the current dataset and can be printed
from the document checklist. There are configurable options to control process
flow under certain conditions, such as not allowing the CSR to open the account
if there are pending red flags. The administrator can also decide by branch
which services are available within Copilot.
Please contact us today if you would like more information on obtaining and adding
these services.
The Webinar
In order to provide you with the best understanding of these services, FIS™ and DBS
will be hosting a joint webinar on Tuesday, September 01, 2009 2:00
PM - 3:00 PM Eastern Time. This webinar is free and we urge you to attend.
Topics will include a presentation of the services, their benefits, and how
these integrate into Copilot version 6.
Please take advantage of this opportunity to find out how these services will benefit
your institution and streamline your Copilot origination workflow. Please
click here for the webinar sign up page.
To get more detailed information about each of these services
click here.
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Services Overview
QualiFile®
QualiFile is the new account decisioning solution of choice for the
nation’s leading financial institutions. Combining unique data, powerful analytics
and a flexible business rules engine, QualiFile is an automated decisioning tool
that enables the cross-sell process across your retail network.
ID Verification
This flagship KYC compliance solution provides a robust platform that integrates
into new account opening processes and quickly verifies the identities of account
applicants. Though a user-friendly online interface, this KYC compliance solution
is an effective records management system, archiving results for later management
review or procedural audit.
ID Authentication
In situations where it may be difficult to know who you’re dealing with, such as
online transactions, ID Authentication gives you another layer of security through
further validating identity using out-of-wallet questions. The data sources used
in this solution make it possible to ask questions that may not be readily obtained
from a stolen credit report.
Red Flag Checklist
The Red Flag Checklist service that is designed to help you manage, track and
demonstrate your Red Flag/FACT Act compliance program. Your institution can
make existing technology relevant to your updated compliance strategy while still
protecting against fraud and keeping service levels high.
Address Analysis
Put analytics to work in combating identity fraud and account takeover. This innovative
solution combines data and analytics into a powerful tool for fraud management.
Banks and credit unions can use the technology at multiple points to efficiently
and accurately identify change of address transactions that may be indicative of
fraud.
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Product Names are provided by Chex Systems, Inc., an indirect, wholly-owned
subsidiary of Fidelity National Information Services
®.
Copilot Integration Screenshots
(please note that these screens are generated using test data)
(you may use your mouse wheel to scroll through thumbnails)
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ID Verification and QualiFile
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Address Analysis (can be used inside and outside a product)
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